Healthcare · Payment Solutions Ireland

Payment solutions for Irish
healthcare practices.

Secure deposit links. In-practice terminals. EPOS that integrates with your dispensing or practice-management software. Built for dental, pharmacy, cosmetic, and medical practices across Ireland — with PCI DSS handled at onboarding.

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Healthcare verticals we serve

A payment stack that fits how healthcare actually runs.

Healthcare practices have three things a generic merchant package doesn't handle well: high-value deposits taken before treatment, multi-stage billing for treatment plans, and integration with specialist practice software. CFS Ireland builds payment setups around those three things, then layers in standard card processing on top — at fair rates.

Dental Practices

Deposit links cut no-show losses by 60–80% on long appointments. Integrated terminals work with Software of Excellence, Dentally, Carestream, and EXACT.

  • Pay-by-link for treatment-plan deposits
  • Split-payment for staged treatments
  • Card-present terminal at reception
  • Integration with SOE / Dentally / EXACT
  • From 0.15% card-present, €15/mo terminal
Pharmacies

Retail-grade EPOS with DPS reimbursement tracking. Integrates with Help, Standard System Pharmacy, McLernons. Clean monthly VAT reporting.

  • Retail EPOS with stock control
  • Separate retail / DPS / private channels
  • Contactless terminal at every till
  • VAT-ready monthly reports
  • EPOS €40–€70/month, processing 0.4%–0.9%
Cosmetic & Aesthetic Clinics

Specialist acquirers approve aesthetic businesses where high-street banks refuse. Fair rates, full PCI compliance, robust chargeback management.

  • Specialist acquirer onboarding
  • High-value deposit handling
  • Treatment-package split payments
  • Chargeback dispute support
  • Pre-screened applications — no decline marks
DEPOSIT-BY-LINK

Stop losing revenue to no-shows.

A 90-minute dental appointment that no-shows costs the practice €180–€350 in lost chair time. A consultation no-show at a cosmetic clinic costs more. The fix is a deposit link sent at booking — pay €50 to confirm the slot, balance on the day.

We set up the gateway, the deposit-link templates, and the workflow inside your practice management software. The reduction in no-shows pays for the entire payment setup within the first 60 days — every healthcare client we've onboarded.

Healthcare practice payment terminal
PCI DSS & COMPLIANCE

Compliance handled — so you can focus on patients.

Healthcare practices in Ireland have to be PCI DSS compliant the moment they accept a card. The penalties for non-compliance are €60–€120/year just for not completing the SAQ — and they spiral fast if a breach happens. We set up the right SAQ tier at onboarding (usually SAQ-A or SAQ-B), complete it with you, and re-run it annually.

For dental and cosmetic clinics also handling sensitive patient data, we coordinate the payment-side compliance with your data protection officer so there's no overlap or gap with GDPR.

Aaron Kelly, CFS Ireland founder
Frequently asked questions

Healthcare payments — straight answers.

What are the best payment solutions for dental practices in Ireland?
Irish dental practices need three things from a payment solution: (1) deposit-by-link for treatment bookings (avoids no-shows on long appointments), (2) a reliable in-practice terminal that handles split payments across treatment plans, and (3) integration with practice management software like Software of Excellence (SOE), Dentally, or Carestream. CFS Ireland sets up Worldpay or Stripe gateways with deposit links and pairs them with a countertop terminal — most dental clients save €200–€500/month vs the bundle their bank sold them, and recover an additional €300–€800/month in reduced no-shows.
What payment solutions work best for cosmetic clinics in Ireland?
Cosmetic clinics in Ireland are classed by acquirers as a higher-risk vertical — which means standard bank packages often refuse or apply punitive rates. CFS Ireland works with specialist acquirers that approve aesthetic, surgical, and cosmetic businesses at fair rates. Critical features: deposit links for high-value consultations (€100–€500 typical), split-payment support for treatment packages, robust chargeback management, and PCI DSS compliance. We pre-screen your file before you apply so you don't get a 'declined' mark on your record.
What's the best EPOS system for an Irish pharmacy?
Irish pharmacies need an EPOS system that integrates with the dispensing software (Help, Standard System Pharmacy, McLernons), tracks both retail and DPS reimbursement transactions, and produces clean VAT reports. We recommend Lightspeed Retail or Vend for retail-heavy pharmacies, and a Worldpay/Elavon terminal paired with custom integration for prescription-heavy operations. Typical cost: €40–€70/month per till plus card processing at 0.4%–0.9% effective rate.

Run a healthcare practice in Ireland?

Send us your most recent merchant statement. We'll tell you what you're paying, what you should be paying, and how much no-show recovery a deposit-link setup adds. Free, under 24 hours.

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